Frequently Asked Questions
Interested in learning more about Budgie Health and how it can benefit you? Some commonly asked questions are outlined below for clarity.
Budgie Health is a personalized healthcare benefits platform that uses your own claims data and AI to help you make smarter, more cost-effective healthcare decisions. It simplifies complex benefits information and delivers clear, actionable recommendations.
Budgie analyzes your past healthcare utilization and your benefit options. Then it delivers personalized recommendations—via email, SMS, and in-app nudges—so you know which plan, provider, pharmacy, or action will save you money and support your health goals.
Yes. Your privacy and security are core to the Budgie experience. All data is handled in compliance with HIPAA standards, and the platform uses secure, regulated data connections to access claims information.
Claims data gives the most accurate view of your real healthcare usage. By using this information, Budgie can recommend plan options, care choices, or cost-saving actions that are truly tailored—leading to better decisions and less wasteful spending.
No. Budgie does not change your benefits or coverage. It simply helps you understand your options and guides you toward better choices.
Not at all. Budgie provides insights and options, but all decisions are completely up to you.
Budgie may help you:
- Compare health plans during Open Enrollment
- Identify lower-cost medication options
- Choose in-network providers
- Understand family-planning or surgery-related costs
- Take advantage of underutilized employer benefits (e.g., HSA, mental health resources, wellness perks)
Budgie complements your existing benefits ecosystem. It isn’t a call center or a traditional navigation service—think of it as a “healthcare finance co-pilot” that proactively helps you get more value from the benefits you already have.
Employers use Budgie to:
- Help employees feel confident in their benefits decisions
- Increase engagement with the benefits they invest in
- Reduce unnecessary healthcare spending
- Provide a year-round, personalized benefits experience
You’ll get timely, relevant recommendations—during Open Enrollment and throughout the year—only when they matter. No spam, no generic blasts.
No. Budgie is provided to you free of charge as part of your employer’s benefits program.