Open Enrollment · Oct 26 – Nov 13Open Enrollment starts Oct 26
Budgie walks you through what’s changed at your company and recommends the plan that fits your family. Enroll by Nov 13.Budgie walks you through what’s changed at your company and lays your plans side by side, so you can choose with confidence. Enroll by Nov 13.Log in now to set up your account, and Budgie will be ready to help the day enrollment opens.
First time? You’ll create your account when you log in.
Open Enrollment Guide
✦ Open Enrollment 2027
Let’s find the right plan for you, Jane.
We’ll walk you through what’s changed at your company and help you find the best fit for your family.
Confirm your elections before November 13, 2026
Coverage takes effect January 1, 2027.
What’s changing for 2027
A free benefit from your company
Get help choosing the right plan, answers to your benefits questions, and personalized tips all year long. Free for your company employees.When you’re newly eligible or have a life event like a new baby or a move, Budgie walks you through your your company plan options.
First time? You’ll create your account when you log in.

Budgie Chat
● Online Assistant
Hi, I’m Budgie, your benefits advisor for your company. Ask me anything about your benefits or your family’s situation.
How do I get the most out of my deductible?We’re having a baby in March. Can I change my plan?
Your plan has a $3,000 family deductible. Once you hit it, the plan covers 80% of costs. Your HSA can help with what you pay before then.Congratulations! A birth is a qualifying life event, so you’ll have 30 days to update your coverage. I can walk you through your options.
Opens
Oct 26
Closes
Nov 13
Coverage starts
Jan 1
Anything not listed here stays the same as this year.
Budgie helps you decide. You enroll in your enrollment portal.
Your employer offers Budgie free to employees. Here’s what to expect when you log in.
01 · Overview
A plain-language summary of your your company plans and anything that’s new.
02 · Your profile
Who you’re covering and the care you expect. You can choose to share past claims for a sharper estimate.
03 · Recommendations03 · Compare plans
See which plan fits best and why, with estimated yearly costs.See each plan side by side, with estimated yearly costs for your household.
04 · Final review
Check your choices, then make your elections in your enrollment portal.
All year long
You’ll get a personalized guide for the plan you chose, timely recommendations to save money, and Budgie Chat whenever a question comes up.
Get the most out of your health plan
Tips, cost-saving strategies, and actions tailored to your plan.
✅ Do this first
Confirm your doctors are in-network
Your plan costs much less when you stay in-network. Check before appointments.
Schedule preventive care early
In-network preventive care is covered at $0 and doesn’t count toward your deductible.
Budgie is available whenever you have a decision to make: when you’re newly eligible, within 30 days of a qualifying life event, and every Open Enrollment.
🛡︎ Your privacy
Budgie is HIPAA-compliant and encrypted. Your information stays within Budgie’s secure infrastructure and is never shared with third parties without your consent.
What your employer sees
○How many employees use Budgie
○Combined, anonymized trends
Only you see
✓Your answers and household details
✓Your health and claims information
✓Your recommendations and plan choicesYour plan comparisons and choices
✓Your Budgie Chat conversations
HIPAA-compliant · Encrypted · Free for employees
Can’t find what you need? We’re happy to help.
Ways to get help
Budgie Chat
Ask anything once you’re logged in. Chat is on every screen.
Schedule a call
Prefer to talk it through? Book time with our team from inside Budgie.
Trouble logging in? We’ll get you sorted.
Your company HR team
Eligibility, payroll, or an election you already submitted.
Budgie is a benefits advisor that your employer offers for free. It helps you find the plan that fits you bestcompare your plan options, based on your household and the care you expect.
No. Your employer only sees how many employees use Budgie and combined, anonymized trends. Your answers and health information stay private.
No. Budgie helps you decide, then you make your elections in your enrollment portal.
Yes. Budgie is here all year, with plan help after a life event, a personalized guide for your plan, and Budgie Chat for questions.Yes, when you have an enrollment window: as a new employee, or within 30 days of a life event like marriage or a new baby.
No. Log in with the same account and confirm anything that’s changed.
Free for your company employees.