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Budgie Health
Budgie Health

Open Enrollment · Oct 26 – Nov 13Open Enrollment starts Oct 26

Choose your 2027 plan with confidence.Open Enrollment is almost here. Let’s get you ready.

Budgie walks you through what’s changed at your company and recommends the plan that fits your family. Enroll by Nov 13.Budgie walks you through what’s changed at your company and lays your plans side by side, so you can choose with confidence. Enroll by Nov 13.Log in now to set up your account, and Budgie will be ready to help the day enrollment opens.

First time? You’ll create your account when you log in.

Open Enrollment Guide

Overview
▦ Overview
Your profile
Recommendations
Final review

✦ Open Enrollment 2027

Let’s find the right plan for you, Jane.

We’ll walk you through what’s changed at your company and help you find the best fit for your family.

i

Confirm your elections before November 13, 2026

Coverage takes effect January 1, 2027.

What’s changing for 2027

NewChanges from the CMS appear here.
Watch the overview
Budgie Health

A free benefit from your company

Meet Budgie, your benefits advisor.New job or life change? Budgie’s here to help.

Get help choosing the right plan, answers to your benefits questions, and personalized tips all year long. Free for your company employees.When you’re newly eligible or have a life event like a new baby or a move, Budgie walks you through your your company plan options.

First time? You’ll create your account when you log in.

Budgie, waving hello
Budgie Health Budgie webclip for browsers

Budgie Chat

● Online Assistant

Hi, I’m Budgie, your benefits advisor for your company. Ask me anything about your benefits or your family’s situation.

How do I get the most out of my deductible?We’re having a baby in March. Can I change my plan?

Your plan has a $3,000 family deductible. Once you hit it, the plan covers 80% of costs. Your HSA can help with what you pay before then.Congratulations! A birth is a qualifying life event, so you’ll have 30 days to update your coverage. I can walk you through your options.

Ask Budgie anything…➤
9days left to enrolldays until Open Enrollment
Today
Opens Oct 26
Closes Nov 13
Coverage starts Jan 1

Opens

Oct 26

Closes

Nov 13

Coverage starts

Jan 1

What’s changing for 2027

Anything not listed here stays the same as this year.

  • New New plan option: Centivo
  • New If you do not choose, you will be enrolled in the Anthem PPO
  • New The Industry Health Network is ending
  • New Your other benefits stay the same on either plan

How to enroll

Budgie helps you decide. You enroll in your enrollment portal.

1Get your plan recommendation in Budgie.
  1. Verify your address and who you want to cover
  2. Select your medical plan by visiting MyPlans and enroll in AutoPay

Here’s how Budgie works

Your employer offers Budgie free to employees. Here’s what to expect when you log in.

01 · Overview

See your options

A plain-language summary of your your company plans and anything that’s new.

02 · Your profile

Tell us about your household

Who you’re covering and the care you expect. You can choose to share past claims for a sharper estimate.

03 · Recommendations03 · Compare plans

Get your recommendationCompare your plans

See which plan fits best and why, with estimated yearly costs.See each plan side by side, with estimated yearly costs for your household.

04 · Final review

Review and enroll

Check your choices, then make your elections in your enrollment portal.

All year long

Budgie sticks around after enrollment.

You’ll get a personalized guide for the plan you chose, timely recommendations to save money, and Budgie Chat whenever a question comes up.

Personalized Guide

Get the most out of your health plan

Tips, cost-saving strategies, and actions tailored to your plan.

✅ Do this first

Confirm your doctors are in-network

Your plan costs much less when you stay in-network. Check before appointments.

Schedule preventive care early

In-network preventive care is covered at $0 and doesn’t count toward your deductible.

Budgie is available whenever you have a decision to make: when you’re newly eligible, within 30 days of a qualifying life event, and every Open Enrollment.

🛡︎ Your privacy

Your employer pays for Budgie. Your answers stay with you.

Budgie is HIPAA-compliant and encrypted. Your information stays within Budgie’s secure infrastructure and is never shared with third parties without your consent.

What your employer sees

○How many employees use Budgie

○Combined, anonymized trends

Only you see

✓Your answers and household details

✓Your health and claims information

✓Your recommendations and plan choicesYour plan comparisons and choices

✓Your Budgie Chat conversations

HIPAA-compliant · Encrypted · Free for employees

Questions, answered

Can’t find what you need? We’re happy to help.

Ways to get help

💬

Budgie Chat

Ask anything once you’re logged in. Chat is on every screen.

📅

Schedule a call

Prefer to talk it through? Book time with our team from inside Budgie.

✉️
support@budgie-health.com

Trouble logging in? We’ll get you sorted.

🏢

Your company HR team

Eligibility, payroll, or an election you already submitted.

What is Budgie?⌄

Budgie is a benefits advisor that your employer offers for free. It helps you find the plan that fits you bestcompare your plan options, based on your household and the care you expect.

Can my employer see my information?⌄

No. Your employer only sees how many employees use Budgie and combined, anonymized trends. Your answers and health information stay private.

Does Budgie enroll me in a plan?⌄

No. Budgie helps you decide, then you make your elections in your enrollment portal.

Can I use Budgie outside Open Enrollment?⌄

Yes. Budgie is here all year, with plan help after a life event, a personalized guide for your plan, and Budgie Chat for questions.Yes, when you have an enrollment window: as a new employee, or within 30 days of a life event like marriage or a new baby.

I used Budgie last year. Do I need a new account?⌄

No. Log in with the same account and confirm anything that’s changed.

Budgie

Enroll by Nov 13. Budgie’s ready when you are.Open Enrollment starts Oct 26. Let’s get you ready.Have a benefits question? Budgie’s here to help.

Free for your company employees.

Log in to Budgie →
Log in to Budgie →